There are definitely pros and cons to each so I figured I would just lay out a few benefits and personal thoughts: Small banks/brokerages:Pros:- Some regional knowledge of the market- Possibility of more creative lending guidelines with bank specific programs- Sometimes they have competitive rates for their areaCons: - weak balance sheet (more strict on some guidelines, no wiggle room, inability to be flexible or grant exceptions because they cannot afford to hold less than perfect loans)- Can't scale with clients to different markets- Usually limits exposure to individual investors (they don't want one investor to be too big of a portion of their balance sheet)- Lack of experience with multiple solutions (tend to have 2 or 3 loan products they sell and are too niche to provide tailored solutions)Large banks/brokerages:Pros:- Large compliance departments that understand individual market guidelines (typically each state has specific lending guidelines that augment the national baseline)- Ability to scale into multiple markets with same lender (licensed in many states)- Impossible for individual investors to "outgrow" a large bank's balance sheet (not concerned with one investor's concentration)- More lending solutions available for different scenarios- Often comparable or better rates given the game is volume basedCons:- Can be more difficult to get fast responses if the bank/brokerage does not have good follow up systems in place (or if the underwriting/processing staff gets overwhelmed)- Bad large banks can feel less like a relationship and more like a cog in a factory (less personal)Overall, I have worked from both and worked with both as a loan officer, branch manager, and as an investor/client myself. 

Timur,Try visiting the assessor's office to discuss the valuation and millage rates. 

Next to his room is the office which has 2 windows this size but gets the hottest out of any other room, it gets so bad that I have to leave that room shut, so the heat doesn't come out and make it even hotter.

We love working with Karen at Valmer Land Title they have offices all around columbus and have never let us down.

Use the attorney at the title office you like best.

Purchase price: $1,650,000 Cash invested: $139,000 Alexandria, VA commercial office building. 3 office tenants, fully leased upon purchase.

Hello Sam i'm a local loan officer we are currently running a promotion for refinance a FHA or VA loan, if you this type of loan and refi with us you can get 150 point off and will be worth to refinance now.

Yes I own Sorrento properties in one of the rental properties that I have I'm interested in renting it out as midterm rental to traveling professionals as well as traveling nurses since this unit is right next door to sunrise and medical offices all throughout the surrounding area.

I might be tempted to walk my butt into the owner's office -- does that LOOK like a place the owner spends 70 hours a week (lots of personal items on the walls?

I recieved written confirmation from the Philadelphia Tax assessment office that the city was behind on issuing the  tax bills for new parcels but confirmed the new assessed values in an email and that the tax bills would be issued retroactive to the start of 2024.