Purchase price: $180,000 Sale price: $180,000 This duplex was on a peaceful, quiet block in the heart of 19120.

I would focus more in the Southeast and Midwest of the country and on turnkey rental properties so that there is more peace of mind when holding the homes.

An insurance broker explained this to me in the past as the law of  large numbers which suggests if a a carrier has significant enough exposure in a market the probability of claims arising will be more consistent with probabilities calculated in their underwriting than a when a smaller sample size were to exist.

But as of recent stability and peace has returned but I can-not say whether the future is bright or much darkness is on the horizon.

I've been investing in the stock market for 30+ years, but am at the point where I'm ready to diversify more into real estate.I've been lurking on the forums here for quite some time and I am amazed at the value of the posts and level of knowledge that exists here.

The big picture is that the State of Florida said in a ruling, If a municipality didn't already have a pre-existing rule regarding short term rentals as of 2011, then the municipality cannot ban STRs. 

Also, how does this anonymity strategy prevent a claim from being filed in the event a liability event were to exist? 

Building a new SFH (and then holding it as a rental) appears to be a better option than buying an existing SFH.

A good friend of mine in Tampa got his claim rejected for “pre-existing” damage, but because he had photos and videos taken just before the storm, he was able to prove otherwise and get his claim approved.File Your claim Immediately:In Florida, you have only 7 days to report a claim after discovering damage, so move fast and keep a detailed log of every interaction-every phone call, email etc.

Also, when your lenders dive deeper into county records or operator standings, do you find they tend to uncover any common concerns, or is it more of a formality for peace of mind?