While other banks will allow 10 on credit and then allow you to switch to a DSCR or actual portfolio loan to free up credit.

Feel free to reach out for more details.

Feel free to PM!

Bridge Loan: A bridge loan could provide the $150,000 you need until your tenant-free property sells.

You can get overviews for free.

If she lives rent-free, you retain control of the property but lose the ability to claim rental-related deductions.For long-term planning, consult a CPA and attorney to ensure compliance with tax rules and align ownership structure with your goals, including potential conversion to a rental or estate planning considerations.

If you're ever interested in seeing what's going happening on the western side of the state feel free to reach out anytime. 

A few thoughts on that:1) The reason those accounts are “administratively unfeasible” is that they were so cheap that nobody (like say Inspira) wanted them, even for free.

Many are focusing on placing long-term residents in properties to pay down the mortgage while leveraging a professional team for hands-free management.

You can use it as a downpayment on a property over $450k and use leverage tax free.