I want to extract the equity I have to increase the IRR of the two properties and also use that equity to invest in other things (crypto, stocks, real estate, my business).Considerations: Starting a car rental business, also have an e-commerce business that does run into cash-flow problems sometimes (that's why I thought the HELOC would be a possible good option)What do you guys think would be the best way to leverage my equity?

The poor appraisal has an issue related to the negative position and that is ability to extract the ADU investment.  

THEN pitch to them and you will see how easy it is no matter what market you are in.Let me rephrase this...So what you all do is take a group of people, pitch to them, and extract the motivated sellers by collecting the people that went for the pitch, and called you back and showed interest.That is wrong.What I do is I isolate motivated sellers FIRST, and THEN I do my pitch and the results are obviously far better most of people her eon BP can only dream about!

Coal and coal bed methane gas and mining rights and all rights incident to the extraction or development of coal or coal bedmethane gas heretofore conveyed, excepted and reserved by instruments of record; the right of surface, lateral or subjacent support;or any surface subsidence.12.

It is very unlikely that a refinance will allow anyone to extract the full hands off costs of a hands off ADU.Good luck

Under contract and reviewing the inspection report.Several things need to be completed prior to renting it out:PaintingCabinet refinishingKitchen floorDry wall extraction and repair - after water damage Breaker box - new breakerNew sink fixtures and adding disposal to itSome minor electrical repair - gfci Between now and final closing, what should I be doing to line up contractors to fix things and minimize the time between taking possession of the property and renting it out?

People are running and I am buying but I understand the space on a deep level and know how to extract value.

It also implies that building an ADU is typically not a value add in terms of something that permits the owner from extracting money beyond investment costs.  

No matter what the business extracts its tuition so as you continue to move forward in the process, the time/money you feel like you wasted is serving as the best possible classroom platform to help mold you into a successful investor for the long term.

The area is known for contamination of underground water due to oil extractions & heavy industries.