If I'm happy with the work he does on my place and the ease of working with him is good I'll refer him.  

But with things being the way they are right now and all signs pointing to a down turn (businesses closing, people already losing jobs, feds lowering rates to zero, feds quantitative easing, people having to stay home for who knows how long, etc.), is waiting a couple months the better decision to make?

But with things being the way they are right now and all signs pointing to a down turn (businesses closing, people already losing jobs, feds lowering rates to zero, feds quantitative easing, people having to stay home for who knows how long, etc.), is waiting a couple months the better decision to make?

This would be preferred as to reno the factory into livable space it would cost $$$$$$ and also it would need to be re zoned.So upstairs apartment 1100$ a monthGallery space lets say 1600$ a monthBasement lets say 900$ a monthFactory space just for ease maybe 1000$ a monthThats 4600$ a month and around 55,200$ a year.I have around 120,000$ on the mortgage and after this whole shitaroo of an epidemic probably -50,000$ on a credit line with a limit of 100,000$ limit.

This would be preferred as to reno the factory into livable space it would cost $$$$$$ and also it would need to be re zoned.So upstairs apartment 1100$ a monthGallery space lets say 1600$ a monthBasement lets say 900$ a monthFactory space just for ease maybe 1000$ a monthThats 4600$ a month and around 55,200$ a year.I have around 120,000$ on the mortgage and after this whole shitaroo of an epidemic probably -50,000$ on a credit line with a limit of 100,000$ limit.

Would this be a foolish mistake with such a low ROI, or would the likely appreciation and anticipated ease of renting make this worth it.

The government is basically giving said people an allowance through quantitative easing because of such.Long story short is that the government is in COMPLETE control of this one and the rules are very different than they've ever been in the past. 

You'll have to find a mix of returns and ease-of-management that works for you, as the two usually don't go hand in hand. 

https://cheddar.com/media/fed-slashes-rates-to-near-zero-eases-bank-lending-rules I look forward to great wisdom from the group!

Hey Chris,You can find pretty much the same coverage on a package policy as you can on an individual policy so in my opinion, it ultimately comes down to ease of use.