I've just been swamped, showing properties, with everyone trying to tie stuff down before rates go up again.

It's definitely possible to get a loan as a foreigner but the rates will be high(er) and the downpayment required will be as well.

Real Estate values, nationally, have never decreased over any 10 years. https://fred.stlouisfed.org/series/MSPUSFocus on optimizing active income first.

That worked well when rates were 3.5% but that "strategy" no longer exists.

Hi Danielle, As a property manager, if you were my client, I would recommend that you incorporate a monthly flat rate utility fee into that tenants lease.

* Does it significantly affect rental demand, vacancy rates, or rents?

Working to figure out which route has the best conversion rates when targeting specific neighborhoods.

Rentals also build equity through tenant payments and appreciation, with profits taxed at lower long-term capital gains rates when sold.

Always be cautious of what you charge on things like paint, flooring etc.. most judges will use life expectancy and divide out a pro rated amount you could charge the tenant for excessive damage and not normal wear and tear 

The mortgage is $1800/ month, but I am looking to refi and pull cash out to finish the ADU and lower my interest rate by 1-1.5 points.Lessons learned?