Equity and debt paydown are king. 

Today’s high interest rates mean that deals in 2024 are unable to shoulder as much debt as an equivalent deal three or four years ago.It’s also a bit difficult to say whether quadruplexes or turnkey single-families sport higher yields, since operating costs—and thus NOI available to service debt—is so deal-dependent.

I want to help my son get off to a great start but I am also concerned what cosigning will do to my debt to ratio and I have been circling real estate investing for the last few years, ready to take a shot now.

I would like to resell it on a wrap and clear out the hard money debt with a DSCR loan1.

You can raise cash via debt or equity and via institutional or private means.

They had to do it, otherwise many banks and commercial customers are at the point of refinancing and the Government itself is at a strategic debt refinance point; thus, if they didn't lower rates, it would have been a catastrophe short term. 

In a few circumstances, I have obtained 100% financing by offering an equity share as opposed to debt financing.

I want to help my son get off to a great start but I am also concerned what cosigning will do to my debt to ratio and I have been circling real estate investing for the last few years, ready to take a shot now.

My husband and I have W2 income and excellent credit and no debt except our mortgage. 

Probably needs more info - is there existing debt on the current rental property?