@Anthony Gayden - as you say the math is the math but my point of the original post was I wanted more cash flow properties at the beginning and my strategy of buying “cheap” homes consumed to much cash in the beginning.

As far as DIY, painting will be tedious and time consuming, but if you break up the trim and the rolling between two people, it could take you a couple of days to paint a whole place, and it will save you a ton of money.

Banks are simply set up to accommodate consumers, not investors.

I'm assuming the deal is in DE so here's a useful link: https://www.delawarerealtor.com/consumers/file-a-complaint

Now don't go and ask them what every single house on the MLS is worth but it's not a time consuming process for them.Finally, you said ON MARKET.

@Kevin Drouillard,You can easily tell how it's being marketed to a regular consumer-- just check to see if it's on the main ones, CL, zillow, hotpads,trulia, etc..   

Once your net rental income is 2.5x your personal housing expense, and you have no other consumer debts, and assuming you are only purchasing cashflow positive real estate, you can get a Fannie loan with "Landlord" as your job. 

And even having health insurance doesn't buffer consumers against financial hardship."

The most time consuming activity is renting units. 

Turnovers are the most expensive and time consuming activity.