He believes the lien against us is most likely fraudulent, as it's higher than we withheld. 2.

Wanted to see if anyone has advice for combating inflation and opinions on what this will do to the housing market over the next few years. 

ACH regulations give the consumer an option to dispute fraudulent charges and reverse payment.

Which would combat that issue, if we see one it may not be for a year (on the flip side it could be next week) and we can see some houses come on the market in a year after the forbearance ends.

One tenant I know for sure was fraudulently.

Should be careful regarding fraudulent reps and certs. 

The tiles are considered presumed asbestos-containing materials. you probably have to disclose the presence of asbestos in a property condition report regardless if you actually know if the tiles actually contain asbestos. the risk of becoming liable for fraudulent disclosure or misrepresentation would far outweigh the costs of sealing the tiles or removing them.  

I have a basic understanding of construction from being a Combat Engineer in the Marine Corps.

I'm just getting back from my second combat tour in 3 years to find that I've lost another job because I deployed (the hospital had to hire a different doctor while I was gone). 

If you don't with-hold enough (or knowingly acted fraudulently) you may owe a penalty.