.- Make sure that owner-occupants understand that adopting anti-investor type of policies know that in down times in the market (e.g. when they may really want or need to get out) this can hurt them significantly since condos and the like may already less desirable investments and blocking investors from making offers may hold down values.  

Seattle keeps passing anti-landlord pro-tenant laws and appears to be the biggest opponent of successful real-estate investors in the country currently.  

With the incoming attorney general being very anti-Marijuana, expect federal law in this area to once again be enforced.

I sympathize and understand your anti-debt feeling, I was the same way, but you have to see real estate as an investment, and debt is a tool, not an enemy.

The only stipulation is that is cannot close until day 91I would inquire with the Title Company/Attorney that you would like to close with beforehand to make sure the title insurance underwriter has no issuesThis differs from the FHA financing "anti-flip" that prohibits a contract being executed prior to day 91

Going after the tenant is a definite must.Not sure if this helps see other points of view or inflames your anger and frustration . 

They are anti-real estate. 3) I own my car out right.

Hi @Keith Newell,In the interest of full disclosure, I am not generally anti-guru, just anti-BAD guru.  

Now that said, this site is generally anti-guru.

Unless you have an anti-landlord agenda, doing a 30yr owner occupied cash out refi right now while you're living in the property would be ideal.