Just curious what is the long term plan as far as minimizing tax in later years as the account in pre-tax become huge?   

The ability to use leverage and reduce taxes in your highest earning years without having to put money into qualified retirement accounts is a great way to build wealth.So - If you own an STR:1.

100% agree.. especially with syndication once your money is in their account you have zero control.. your not on the checking account your relying on either sponsor prepped financial although some are audited which is better of course..

This is from my accountant.

DSCR Loans don't take DTI into account and are aimed at looking primarily at the property so if it cash flows, don't have to worry about personal income!

I have never had a Facebook account, but I recently learned about the value of targeted Facebook ads, so I've been considering joining.

Here are a few options: max out 401k contributions for you and your spouse, max out HSA contributions, make charitable donations, harvest tax losses, etc.I recommend finding a tax strategist who specializes in real estate taxation, financial planning and tax planning.You may want to consider working with your accountant remotely to expand your options.I would also recommend looking for a accountant willing to work with you throughout the year.

Their accounts are always free for landlords. 

Unfortunately, you need to account for this as you are living in the biggest unit.

Account Closed is extremely knowledgeable in the Rochester market and can provide more insight!