Hi Everyone,Until finding BP maybe 4 months ago, I had been focused primarily on my corporate 401k, IRA, and private stocks in my Robinhood account.

I got into investing after realizing that I didn't want to be a slave to the whims of Art Directors, due to the fact that layoffs are very common in the game/entertainment industry.  

Also in the area, but can be applied to other markets as well, there are pending layoffs/furloughs from top 10 large employers that may disrupt the market. 

I will go ahead and just get the 680k to secure the senior lien layoff and initiate cash out options later.

Through experience with the Family Court and the new cash cow of each state now, known as CSE Child Support Enforcement, I understand how you come up with your statement or conclusion.But, from being a non-custodial parent and the American economy situation, (unemployment, lay-offs, poverty, homelessness etc. etc. etc…) causing arrearages in court ordered CS payments, it is the CSE with the support of Family Courts that put you on the streets.

Now, layoffs continue as new apartment building projects are just wrapping up.  

I have great career prospects in my chosen field, but I don't want to live my life in a cubicle hoping I can make the cut for the next round of layoffs.

Credit card debt, no assets to speak of but plenty of liabilities (that others claimed were assets), and built a house of cards for myself that a job layoff quickly blew away over the course of a couple years.I've been through my husband's layoff... car repo... foreclosure (and a move to a lovely trailer park)...  ... even the threat of jail for unpaid credit card balances (thank you, Capitol One)... and finally, the humiliation of a Chapter 7 bankruptcy that I had to do on my own because we couldn't even afford a lawyer.And finally, my husband abandoned me and our two daughters to our fate four years ago.  

unfortunately our Anchorage and Mat Valley values are high right now, but no doubt you know about the layoffs and that may change things. 

LOL...when you start off as broke as I was (5th layoff in the span of 10-years), all you have is faith, hope, intelligence, creativity and the willingness to work hard and sacrifice.Like I said...you just have to find better deals.