The Creative Investor Meetup is designed for beginning to advanced investors who would like additional strategies when constructing deals.All aspects of real estate investing will be covered including (but not limited to) - Wholesaling, Flipping, Buy and Hold and Commercial with an emphasis on Creative Financing.

Similarly, if you put several Class D tenants in a Class A 4-plex, what do you think will happen to the property?

It’s also important to check with your lender to see if they offer this option.Lump Sum Payment: You’ll need to make a significant lump sum payment toward your mortgage principal.

At the current scenario, without knowing anything about you or your properties I will recommend either to look at a loan from your assets using DSCR loan.

Go to small local/regional banks NOT national ones.

Make sure you check the local ordinances / zoning and talk to the local administrator to see if you can do what you are planning.

I would get back to local real estate investor meetups so you can connect with locals to the area and kind of get back in the game slowly that way.

Reread what @Stuart Udis wrote.We can testify to the same challenges after 25 years in our marketplace.We also agree with @Kristian Sexton about starting with a PMC.

Shall we get a table for dinner or just go to a bar? 

With the increasing number of lawsuits and penalties for TCPA violations, I'd like to cover my backside and remain compliant.How do you scrub your lists to ensure you’re not contacting people on the Do Not Call list?