With investment properties, you can typically borrow up to 75% of the appraised value - significant funds if the $245,000 estimate holds.

When Im getting into mid October to mid November....I typically recommend to my clients to pull the property off the market, and relist around Feb 15th for townhomes and single families, nd possibly as early as Jan 15th for condos.

Other than that usage, there is little benefit to a typical investor having a RE license....

I'm typically all in after fix-up/renovation at 45K to 85K and they rent from between $850 a month to $1050 a month

Typically on old houses it's cheaper for a seller to put vinyl siding over old asbestos boards then replace and ripoff.

Is that typical for insurance placements in that market or is this the high end you would expect for this property? 

I generally rule out most single family homes as viable rentals, as prices are pretty high relative to rents, so aside from some downtown neighborhoods, typically you do not find large areas of single family rental neighborhoods (a median sale price on a 3 bed, 2 bath home so far this year in Dane County on MLS sales data is at $430k). 

Maynhia Stott - be careful on OTC liens, typically those are the leftovers and many instances there is a reason they are leftovers

What is the typical loan term?

Typically, all services that PM does will have a charge, as that's the only way they make money.