Home warranties are basically like insurance for the house systems and appliances.

My insurance company said they wouldn’t cover the policy with the fuse.

Don't forget to add fringe benefits such as health insurance and also payroll taxes, etc. 

Generally, the fees can range from $500 to $2,500 or more, depending on the specifics of the loan and the attorney's rates.Here are some common fees associated with loan document preparation:Promissory Note and Loan Agreement: These are the core documents, and the cost of drafting these can range from $300 to $1,500, depending on the complexity of the deal and the lawyer's hourly rate.Deed of Trust or Mortgage: This is often required to secure the loan against the property and can cost an additional $300 to $1,000.Title Search and Title Insurance: If you’re using title insurance or require a title search to secure the loan, this can add another $300 to $800 or more to the cost.Other Documents: Depending on the type of loan (e.g., hard money loans, commercial loans), you might need additional documents like personal guarantees, collateral agreements, or an escrow agreement.

However, there are some drawbacks to putting a rental property in a trust - first setting up a trust can be expensive and involve a lot of paperwork, the rental property may be subject to rent control and liability insurance may be more expensive for a trust.

I believe that if the non-signing spouse had an interest in the property burdened by the easement, then the easement interest is not insurable. 

They will analyze your deal and if needed look at your past deals to determine if you are a stable borrower.

Maximal cash flow is crucial to me to provide a stable springboard for further investment.

You left out information that maybe relevant such as taxes/insurance per year, maintenance cost anticipated per year... plus other expenses depending on rental such as management fee(if you aren't manager), advertising cost to acquire renters, etc....

If the PM screwed up your insurance claim, why did you continue working with them?