I'm planning on buying a LTR at the moment, likely small multifamily. markets are hard too.

I've had smooth loans close with Kiavi and I've had rough ones, same with Roc.When Loans start to be troublesome:1) The borrowing entity docs are a mess2) The appraisal numbers are lower than expected3) Messy background reports4) Loans happening in an environment where market/rate fluctuating unpredictably 5) Your loan officer and their team are poor at their job6) Title issues that depend on county docs, that can be slow and painfulThere's more but it's Friday and I'm tired....

fix and flip and now on the market for saleAmazing.

My custodian does not have a money market or similar sweep account to keep idle cash earning.

As you grow your portfolio, they can help you secure additional funding, refinance existing loans, and adapt to changing market conditions.Financing doesn’t have to be a roadblock to your real estate dreams.

Look at their marketing strategy.

Quote from @Allende Hernandez: I guess it all comes down to market and pool of tenants.I disagree.

It's a challenging enough market with an abundance of bad actors.

Also make sure to build on a property located in a desirable location with larger pop density and if holding for rentals, charge median rent for that market as lenders want to see a bigger pool of buyers/renters available to occupy/sell. 

Study the market.