I would just take into account that a lower down payment will mean a higher monthly payment so be sure to run the numbers conservatively in order to ensure your STR revenue is able to carry your monthly payment with this higher mortgage cost. 

When you researched markets like Austin las Vegas Miami, those markets have higher land cost and are more cyclical in nature tend to have larger price swings compared to regions with lower land costs.

I will continue to do my research and try to find a CPA that handles Texas and has a lower minimum I think.

Seems like it's in a lower end area so if it is filled you will have tenant issues and turnover cost.

That seems like a lower demand area than any place I would ever invest.   

I would like to have lower monthly payments should I make a big lump sum payment towards my principals and ask my mortgage company to adjust it or refinance it or which one is the best ? 

Some of the costs quoted shock even seasoned flippers as they are lower than even material are in many markets. 

Airbnb listings (newest to oldest)(Hit a snag in lower reviews haha I promise I'm a great host): airbnb.com/h/familydelightairbnb.com/h/homeoasisfloydairbnb.com/h/sereneoldtownsantuary@Sarah Kensinger@Ika Sargeant Well done.  

They may tell you a certain % but then if you offer significantly lower they might change or retract that number.

I'd assume all vanities, lower cabinets, 3to 5ft of drywall and base will all need replacing.