As long as you file taxes and report income, being self employed should not be an obstacle. 

But as a short-term solution, playing the 0% credit card game can be an option, but from my experience, juggling from one to the next with no backup plan often ends in paying high interest in the long run.

I am a veterinarian and absolutely love my career, however I feel strongly that real estate could be an excellent side-gig or even perhaps a great way to move into a second career whenever I'm ready to retire from veterinary medicine. 

Remember that you can only get one home equity loan per year, you can only have one home equity loan on your home, and you cannot convert your home equity loan into a different type of loan, so choosing the wrong loan can be an expensive mistake that you cannot quickly fix.Time Factors: If you need money quickly, don’t forget the schedule for closing a home equity loan, and make sure you will have time to complete the process, close on the loan, and wait through the cooling off period before you have access to the money.

Setting up an LLC could be an option down the road if you expand your investments, but for now, it might be simpler to report it as personal income.

This helps address any issues immediately and keeps operations running smoothly.3) Attention to Detail: Beyond just surface cleaning, I look for cleaners who pay attention to the small details—things like checking for missing items, making sure coffee maker is clean, ensuring all amenities are stocked, and noticing any maintenance issues that might need attention.

Would that be an option in this case if the 4-plex is meeting the requirements?

take them out for coffee. 

I would love to connect with investors over coffee or zoom to pick your brain!

Hi Alex,Picking a lender can be an important decision, but I'd also recommend using 2 or 3 good lenders for a certain space.