I’m currently going through the process of getting a HELOC and feel confident we’d be able to fund a purchase using that but using PML has ultimately been a goal of mine and would like to incorporate it into one of these purchases if possible. 

If you are a hard-worker, feel free to send me a PM, I might have know someone looking for a faster learner I can introduce you to. 

Feel free to ask anything, anytime.

I’ve been in a similar spot, and you’re absolutely right—sometimes the quickest, most cost-effective route is the one that feels counterintuitive at first.

Collecting rent statements, expense receipts, mortgage interest docs, and more—can sometimes feel like a full-time job in the weeks leading up to tax day.

I feel this gives me the flexibility to find the right solution for my client and not just sell what my bank offers.I'll also throw in my 2 cents on common differences I've seen in my career:CDFIs - Because of their subsidized financing structure, they have the ability to be a low cost lender (and sometimes provide grants).

It’s a great way to connect with investors and professionals in the Phoenix market who are active in residential deals.Looking forward to seeing how your journey progresses—feel free to share updates or ask questions as you dive deeper into the residential side!

Feel free to send me an email or reach out I would be happy to help or offer advice in any way possible.

@Reyna AyalaI personally feel this is overkill.

I am a Real Estate agent, investor and developer in central Houston, feel free to reach out with any questions. - Chris Kersey