Cant rent due to HOA caps, but I sign a contract for deed to Charlene where she pays me $2,000 security deposit (down payment) and $2,000 a month for 12 months.

It's a balance between immediate growth and long-term security.

For a HELOC, the property must stay in your personal name, but it is possible to secure one on an investment property.

The term "Lazy 1031" informally refers to using losses to offset gains but isn't an official replacement for a 1031 exchange.

Any tips or recommendations for securing favorable terms?

I used to work in the area, not personally investing there, but I have helped handfuls of investors secure financing in Dutchess and Ulster counties, I do know it’s seeing some heightened interest from investors due to its proximity to the ever-expanding NYC and relatively lower property prices compared to alternative areas.

This is my security blanket for a dip in the economy (which I believe will hit in 2027).

This approach can help you secure funding more easily without the need for traditional income documentation.

Thrive Living, in partnership with city officials, is building 800 apartments above a Costco store.

@Salim HowzeBuilding duplexes on land can generate rental income and secure retirement.