I suspect you will be the same.. very rare anyone holds something like this for 10 year.

Should be a rare occurrence, but I get that it would sour you. 

You received a lot of great information here from some qualified people. 15% is the lowest I have seen, and it rarely works out.

If you place the right tenants consistently, you will rarely have problems.Here's a detailed guide on how to screen applicants: Application Screening GuideSecond, consider inspections at least once a year, preferably at the mid-point so you can catch damages before they get too far.

Without the ability to put down a deposit which rarely exceeds 5% of the purchase price how do you plan on completing the purchase? 

True non-recourse is extremely rare when investing in small commercial or residential properties and frankly does not really exist at the feasible LTVs most investors are looking to do. 

For spending at least 100 hours in managing the business myself, can it be a combined 100 hours between my wife and myself or does it have to be 100 hours for myself and 100 hours for my wife? 

It's rare to find those anymore in my area. 3) Paying off debt is up to you.

This is another thing that the gurus rarely teach as most have never likely been in the situation.

Your insight into a particular market, combined with the expertise of your partners, will be far more advantageous than simply following trends.