The balanced owed on the property is about 97K. 

Using leverage (e.g., 25% down) lets you maximize growth.- Cash flow vs. appreciation: If the new property is in a market with strong rent growth, you’ll benefit from increasing NOI over time.- Stock market opportunity cost: If the brokerage account has strong holdings, consider if the return potential justifies cashing out now.Given the current market dynamics and your goals, reallocating your brokerage funds into a multifamily property in Rochester could provide substantial benefits.

This is pretty clean.Scenario 2:  Your partner has owned the house for 15 years and has been taking accelerated depreciation, so the book value of the house is very low. 

Every system you try will have flaws or you'll salivate over a feature that shows up in other software.

So you pay for it with a credit card and when the bill comes you make the payment.

Tyler, if you want to send me over your email, I will put into my 30 yr proforma and calculate the PITI and show your returns. 

As a lender, it is my firm belief that honesty, transparency and service are the most important factors.

I am over them and can't do this anymore. 

@Brittany Myrick Welcome to the New England area!

They had about 90k into the property.