My wife and me work in tech, we were considering house-hacking with 2-3-4-plexes, but risk is too high here and reward is too low, Seattle is not landlord friendly and we like to have flexibility.

I spend most of my day's searching for off-market deals, it's rewarding when you find the good ones.

Limping, but not dead yet, and if I'm going down, I'll go down swinging.I WILL BE DAMNED TO HELL before I put this much work into something, and then not get to enjoy the long-term rewards of it.

There's been talk of how these will intersect and it's already happening in some spaces and I'm not talking about Metaverse Real Estate (Although I think some of that will make some people VERY wealthy).I'm talking about real physical real estate providing access to crypto investing and returns, and here's the crazy part...It has the potential to offer all the great things real estate does like depreciation, hedge against inflation and cash flow, all while exposing you to the high reward of Bitcoin's upside and decentralized nature. 

Greater risk yields greater rewards, but it comes with greater stress and higher chances of failure.

It's just simple risk v reward for me.

Hi Edwin,  Congratulations on your current real estate investments and saving up emergency funds.it's essential to consult with a financial advisor or real estate professional to assess the potential risks and rewards of accessing the HELOC and investing the funds.

That puts all the risk and all the reward on me.Currently most banks want 25-30% of the total costs in cash/equity/downpayment.  

The tangible nature of property investment, coupled with the potential for rental income and capital appreciation, offers a balanced risk-reward ratio.

It's a thrilling and rewarding world, but it can also be overwhelming for newcomers.