That is stating a fact of past performance.You also need the old disclosure of our past performance is not a representation on future performance.If you are showing some great returns and simply say you split those very favorably toward the investor, that will lead to inquiries as Sid mentions and then move to a one on one conversation.And, when the word gets out, you may need to get busy keeping all those interested coming back!

Just send me a private message with name and number.I checked previous posts on such inquiries and it did not appear there was much response.

I think it does have a lot to do with real estate.... i tried the Lease Option path, had some deals setup, didn't fall through, and instead i turned into a virtual bird dog with a funnel system... and i like it.... no calls, no emails to be read, simply fill out their form and it goes directly to the person who would handle all of the inquiries.

Find a local bank or credit union, not a big national one, go in, talk to an officer and explain what your trying to do.Secured credit cards or loans are a great start, just make sure you don't spend more than you normally would, and pay them off every month.Debt to income could be a problem, so your going to have to build up your income so that you can afford to buy a house, it doesn't have to be a mansion, just a small house that you can rent out, that will also start the clock on your having 2 years of rental income (which helps).Don't go crazy applying for everything, you will end up with too many inquiries.

A hard pull is any pull of your reports that you authorize, for the purpose of getting credit.How much additional inquiries hurt your credit depend on how many you already have, among other things.

I was embarrassed at my naive expectations, but now realize I have to put on my big girl panties and DO something.I made several inquiries to mgt firms and am compiling proposals on behalf of our board.None of us have any experience, but are trying to learn and make the best choice.  

You have responded to a few of my inquiries, that is much appreciated. 

That said, I do volunteer work with local community organizations teaching classes on "Money Management Matters", "Housing Search - The Initial Inquiry and Interview", and "How to Establish and Maintain Good Landlord-Tenant Relationships."

On credit inquiry explanations, for BoA, they did not include Provident because it was not on my credit report yet, so all they got is, No new debt, for all the explanations.

In addition to your financing inquiry, it doesn't matter if you buy it under your name or LLC, you will have to personally guarantee the loan.