The only other option I see is cashing out the 403b and paying income tax and 10% early withdrawal fee (I’ m 32).

However, the one constant in these emails is a request for the broker fee co-op and determining the offered co-op fee seems to be the motivation behind these emails.

You will not see $1.3M you will only clear the difference of that 25% ($325K) minus taxes, Seller/Buyer fee's, attorney fee's might leave you with $180k amount split 2 ways so $90K each.You could take out a Heloc and pay him to walk away from the home so you can turn it into your home plus rental.

Is there a limit on what you can charge as an application fee?  

Look for loans with lower prepayment fees if you refinance or sell early.On an 8plex, a local / regional bank or credit union may have favorable terms with rates, term and fees.  

I offer them with an additional fee and lease addendum. 

It may be less expensive going this route than paying a high rate, high fee hard money lender that could possibly do it. 

., here is what I bought when it was on sale.https://www.costco.com/eufy-security-by-anker-solo-pro-2-pac...No monthly fees for storage. 

Also one with low fees, and preferably not cloud based or revenue share based, any recommendations are greatly appreciated, thank you!

That’ll give you flexibility to automate and integrate workflows as your needs evolve.A direct booking site is a nice-to-have down the line if you want to save on platform fees and build a brand, but starting with platforms like Furnished Finder or VRBO is a solid way to keep things simple while you’re getting started.Good luck—sounds like you’re on the right track!