Borrowers searching for hard money loans often encounter predators or upfront fee loan scams rather than legitimate hard money lenders.

it may be use full to attend the free workshop to make connections to other people in your area that also want to get into real estate but when it comes to a 20 or 40k education that is a SCAM because anyone who needs that much education for real estate should probably be in some sort of assisted living situation...

My fear is that I pay the $395 fee plus $45/50 for the text book and the websites are a scam.

If they decline then they could be a scam.

As well I'm wishing to flip properties myself been doing it for everyone else I've had realtor's coming to me helping get properties but some how I'm always getting hooked up with fake lenders & doing a deal then falls thru the cracks cuz so many people are scamming people & it's embarrassing so many of them out there.

reiwebtools are they a scam??

I don't think this is a scam, but I am concerned with the underwriting procedures for their properties.  

There are too many horror stories about money laundering, scams in the business realm and I do not want to be a statistic.

They declined and said it's not "industry standard" and they won't pay more until after work has been completed....Are we about to get scammed here?

I have found very few of those that are accurate and I don't know if it is ignorance or if they are running a scam.