You may want to shop around. 

The first floor is a commercial space housing a pizza shop that grosses $800k annually.

Not sure it makes a ton of sense to use a broker here and pay 1.25% since you are already on BiggerPockets and can shop directly for lenders here!

Tulum has beautiful beaches, trendy restaurants and shops, and eco-friendly resorts that make it very popular.I'm wondering if anyone has insights into whether something like this could realistically be developed in Colombia?

Albeit, a lot harder to get approved for these compared to a regular DSCR loan you can find at a mortgage shop that mostly focuses on 1-4 Units. 

I told him that I only stocked the initial supplies and expected my tenants to do their own shopping thereafter. 

Hi Allison, Happy to talk shop with you anytime. just shoot me a message

Reach out anytime if you want to talk shop.

This affects DTI in a negative fashion, like a credit card would do. 

You don't want to inherit any issues from the township. 2) Get a copy of 2-3 months of utility bills for the building.3) Shop insurance quotes now.