At least I was smart enough to hold.Now I can’t wait for the day fear starts emerging

I was thinking about adding an extra 10% to 20% to my emergency fund and property reserves and putting that into gold.Thoughts?

Chelsie is absolutely emerging as a "hot" place not the Southie and Eastie are being developed.You do need to consider that an investment in Chelsie for appreciation is very different than Worcester.

We looked at La Jolla to move to originally but decided that in the event of an emergency like a big 'quake there would be nowhere to go.

In our 3 properties, we typically run a less than 5% vacancy, actually its less than 2%, but I always take 5% of the monthly rent for that emergency fund in case I run an eviction that lasts several months. 

My background is in emergency services (including fire department) and I've done victims' services for a Fire Department for a number of years.

I'd like to just save the cash flow and not touch most of it for the first several years to build up an emergency fund.

Looking into emerging cities and wondering if you could advise on how to utilize the median income and average household income for cities that are unfamiliar.

Disruptors continue to emerge (i.e.

-if there was an unexpected expense (such as a car repair or family emergency) that the service member didn't have the cash or credit to pay for, we would arrange for a certain military charity to offer a no-interest loan (or sometimes grant) to get him by for a couple months.