If I use a HELOC for a down payment, will lenders still be willing to give me a conventional loan?

There's many factors other than DTI on a conventional financing.

We offer a full range of products for conventional, government (FHA) jumbo. 

Those who are acting like this bill violates the Geneva convention were probably not operating above board in the first place. 

You will hear and read on BP that the rates are the same as conventional but that is NOT really true.

Can you assume a mortgage on a conventional or FHA loan?

Conventional

I have ALSO heard its not about timing the market rather time IN the market, so this is where a SFH could potentially be "easier" to find.Im constantly in a headspace where I tell myself I have to get really creative to finance a MFH or come in with a 5% conventional loan and fixing a MFH to force appreciation although cash flow may not be there the first year or two.

I have ALSO heard its not about timing the market rather time IN the market, so this is where a SFH could potentially be "easier" to find.Im constantly in a headspace where I tell myself I have to get really creative to finance a MFH or come in with a 5% conventional loan and fixing a MFH to force appreciation although cash flow may not be there the first year or two.

I want to dump all my capital into a lucrative foreclosure property where on closing I will own it 100% and then immediately have a cash-out refinance the same day to extract some of my capital back out.Not with conventional financing.