I'm pretty green when it come to real estate investing. I recently bought a 4-unit building in a nice location. I want to continue to buy and hold, but financing a 4 unit or less is based off of your personal income. ...

By the start of 2016 we had, for the most part exited the flipping strategy, added on our CPA asset manager as a partner to our rental company, and formed a management company to consolidate operations between holding companies.

Funds from a prior plan can be transferred / consolidated to such a plan.When an IRA or 401k invests in real estate, the plan is responsible for all expenses and all income goes back to the plan.  

. * Second Mortgage * International Loan * Debt Consolidation * Business Loans * Personal Loans * Loans to investors * Social security and no credit check is a 100% guarantee.

We added on our CPA asset manager as a partner to our rental company and formed a management company to consolidate operations between holding companies.

You continue to 1031 slowly consolidating into properties that are easier and easier to manage or passive in nature like TIC or Delaware Statutory Trusts or land leases, etc.  

The purpose is to consolidate about $60K of her debt, including a CA state tax lien and some back property taxes.

If I've got 10 SFR mortgages cashflowing nicely, will a commercial lender let me consolidate them under one commercial loan?

With apartments you get logical valuations, economies of scale, consolidated doors, and huge potentials for upside if you buy value-add.With SFH, you have better terms for lending, more "commonly understood" investing (most investors have owned a home and understand how they work), and more exit strategies.The financing is the smallest consideration... it's just numbers.

We consolidated as well by selling the DC properties and next week the Tampa one will be sold, putting us roughly at a 60/40 split between Jax and Indy.