Consolidating Personal Debt w/ Real Estate

[Joel Armstrong]

I'm pretty green when it come to real estate investing. I recently bought a 4-unit building in a nice location. I want to continue to buy and hold, but financing a 4 unit or less is based off of your personal income. I think I'm going to run into issues eventually with total debt ratio, so I want to clear up some debt with my next purchase. Does anyone have any experience with this? Some days I think flipping a home is the answer, others I think a cash out refinance is the way to go. Any advice is appreciated! Look forward to picking your brains!