Zillow has an easy application for them to fill out. it come back with a credit score and background info. 

CA taxes residents on worldwide income but may provide a credit for taxes paid to other states.

We only require a soft credit check as well. 

What's the risk or cost to you if you face an eviction or a bad tenant because you used basic screening techniques? 

And when you said the management company takes a 550 credit score , all I see in your future are evictions .   

They don't ask for any documents just do a credit check and you fill out their application.

Quote from @Martin Jones: YouTube gurus will tell you to borrow money from someone else, but that's bad advice for a beginner.

We have tried multiple local collection agencies, and we have not received a penny for over a hundred thousand dollars of bad debt submitted to them.We keep hearing, "It takes time" but it's been well over a year with the most recent one.

@Stefano Vrolijk it all depends on your credit history, whether you have an SSN/ ITIN and how much you can put down.

Wholesaling is risky, because there are a ton of bad players out there, and so most brokerages don't even allow it because there is so much risk, and the principle broker is risking their livelyhood.