Now if I have to come out of pocket on a mult family property a couple hundred bucks, is that better then not having a property at all and saying forget it?

I have started to purchase properties in Milwaukee.

And there everywhere. 8 bucks for any amount over 50.00.

I would consider hiring a professional photographer for a few hundred bucks and if you're willing to make the investment, get the furnishings updated and consider a kitchen overhaul. 

@Jimmy O'Connor I am definitely not looking to make a quick buck but, i am highly interested in getting started in wholesaling and doing things the correct way.

Insurance at higher levels is really cheap; I think it costs me an extra 30 bucks or so annually per property to add an additional 1 million worth of liability on each property, so if you have anything worth taking you can get extra insurance fairly cheap. 

This is going to take some out of the box thinking, and some negotiating to get the biggest bang for your buck.

You can reasonably expect around 2% for loan costs, plus title / attorney cost of another couple hundred bucks. 

They are 5 bucks each and they beautifully fit right in.

Prices in Minneapolis for multi-families are pretty high, so we are considering investment properties in the suburbs of Minneapolis, Duluth, Oshkosh WI, Neenah-Menasha WI, and Milwaukee WI currently.