I still have a day job as a Medical Device Sales Rep.  

The issue is the girlfriend and I will be quitting our jobs come January and traveling abroad for 4-5 months in SE asia/ NZ, to teach CPR and basic medical training (Volunteering). 

However, the people moving to the community without ties are teachers (we had a bunch retire these last few years), an attorney, medical professional, mechanic, manager of assisted living facility, restaurant owner, carpenter, etc. on top of those other professions. 

In any event, calling it an "investment property" would not exempt a lender from the usury laws.

New additions include searching for Seniors (in Tx that means, at least for OWNER OCCUPIED houses that the person has an OVER 65 EXEMPTION). 

I see on NJ dot gov is about $200-$400 off which is not much but it's something so try to take a look at what property tax exemption your county provides.

Since I worked at a hospital full time, I have access to medical students and residents.

Since I recently had some expensive credit card and medical bills, my cash reserves are extremely limited, but I would very much like to make this deal happen.I own two other rental properties and both currently have tenants.

The Finance Minister announced steps to curb the influx of foreign capital into the Canadian Real Estate Market  (in which he really meant TO and Vancouver ... down east we are not really suffering from the influx of foreign money ... sure we lost a 50-unit deal a couple of years ago to a Chinese investor, but the property was not worth what s/he paid, so we'll see it back on the market eventually).That said, Ottawa is only removing a loophole which has allowed foreigners to purchase a residence in Canada, claim it as their principal residence and then benefit from the personal residence {captial gains} tax exemption when they sell.  

We see this is Oregon all the time.. there is confusion in the US that commercial purpose loans are exempt from Dodd frank and in 48 states that correct but in 12 states .. they are treated just like any other 1 to 4 and licensing is required .