You should figure out which type of bank/loan you'll likely be dealing with, and then hold title to the property in the entity that you will likely be trying to get funding with. 

However, on my policy it says it would insured if it is still in an entity wholly owned by my wife and I.

Kyle,I recently met a company that is setting up Insurance captives and is targeting smaller entities than may have been serviced in the past. 

Power of attorney is not permitted, but I did have one lender who blessed off on a corporate resolution for a stateside entity member to have signing authority for the business.

Although we will file jointly for the first time, the Trusts are not considered disregarded entities, since Florida is not a Community Property state. 

I made the payments for over a year and just recently put rental back into my entity. 

Owners often view their multi-unit property as one entity, which can lead to frustration when issues arise.

This is because lenders are primarily concerned with the income-producing potential of the property when determining its value.In regards to your second question, it is possible to buy a property from yourself or transfer ownership between entities.

Note: We put to the side any buyers who have "bought" multiple properties but it turns out those were all transferred on the same day, since those may just be an inheritance or entity change.

The LLC is a passthrough entity for tax purposes, meaning the losses/gains will show on your tax return.