During the walk through, I noticed that the washing machine and drying machine were both coin operated. 

Was he manufacturing the drugs in your unit?

My wife's car payment is $342 per month, (We owe around $15k still) we have a personal loan we used to consolidate our other debts that costs $768 per month, we also have $203 for phone, $134 for insurance, $200 for utilities, $50 for misc subs (Netflix, Disney Plus, Car Wash etc.) and internet at $88.

We painted the whole house, trimmed a ton of tree off the house, Power washed whole house, replaced all fixtures and tuned up AC.

I suppose I should say that I think market ready concerns before a sale include a $3,100 repaint, approximately $1000 in carpeting/flooring concerns, $250 pressure wash, $150 appliance repair.

are you sure you are not purchasing a car wash?

I will ask them to wash the walls before they move out but I doubt all the filth will come off.

In gentrifying areas - Wash Park  or the Highlands in Denver, West Port in KC, the old North East  in St Pete, (name any other of 1000 old neighborhoods that are suddenly hipster friendly)  this can be a gold mine.So, if you've got an extra lot you need to think about. 

You're a liquid, solvent person who is willingly entering into this unprofitable transaction, asking the bank to make it profitable for you. 

Was he talking to you from his Cayman bank?