Here's an article for reference: https://www.woodtv.com/news/nexstar-media-wire/10-us-cities-where-home-prices-are-getting-worse-and-5-where-theyre-dropping/?

You'd need to look at how much this loan would cost you, how long it would take to recoup those costs...if you lock yourself in with a 5 year PPP and rates drop in 2 years, you're going to end up having to pay a hefty fee if rates drop and you decide to refinance.

@Zachary YelderMakes sense.Good luck on sale - hopefully rates dropping will help.Arn

My old insurance just dropped me.

If you want to make a bigger business out of management, then I would maybe drop it down some to get the client on board.

The interest rate is floating based on WSJ Prime rate, but as the prime rate comes down the LOC rate will also drop. 

Tenant takes lock off, then drops in a drop box.

We have rates in the Mid 6% rate and I expect them to drop in the coming months.As for your situation, I don't think I would look at owner financing as you don't get to experience the price appreciation. 

I already accepted it and can drop it later, but I'd like to go through with this one, or at least help her find tenants. 

Also rental rates are dropping, and we are already seeing rental loan rates in the 5% range, I would expect to see rental rates under 5% by January.If you are going to be a real estate investor for the long term, why don't have your Real Estate License?