I've been enjoying the GREAT posts here on BP for a couple weeks, soaking up the info and listening to podcasts.  

A family member introduced me to this site, and I am ready to soak up as much information and knowledge as I possibly can!

Maybe you will get lucky and sell a house or two, and have some seed capital.

Good day,When you say you have a few lates, banks should still work with you, but you will pay a higher cost for the loan and/or need more down.What it sounds like is that your Debt to Income is high and that is the issue.Refinancing the multifamily that you are going to rent can use the rental contracts for the income, but you usually get 75% of the actual lease value.Once you have contracts you can probably cash out refi to get money for a down on your next place.Once you have that maybe flip the next instead of holding it to get more seed cash for your next hold.HML lenders that I have worked with usually want a short term exit strategy, but I know there is a great podcast that should explain HML better.As with any of this, just make sure that your real estate investing fundamentals are all correct.Hope this helps.

I am interested in soaking up as much knowledge as I can and to eventually be a full time experienced real estate investor.

Since grout is porous, it might have some organic material soaked into it that the mold could feed on and it could cause stains that might be difficult to remove.

In business, I have seen that a mentors history of others triumphs and failures can be learned from. have a good job to raise the capital for the seed money, and on the night and week ends go find a real estate mentor and work with him/her for a while and see if you even like doing real estate work. maybe even become a professional and get a real estate license. then once you are confident in what you know. you will have the seed money for the deposit of the house and get your team together of buying properties and you are on your way to success.

Have a good job to raise the capital for the seed money, and on the night and weekends go find a real estate mentor and work with him/her for a while and see if you even like doing real estate work.

Thanks for any insight and I looking forward to soaking up all the solid down to earth info I'm finding on here.Thanks.

"scottsdale" is one of my keyword alerts)It can be overwhelming at first but just identify your niche of interest and start soaking up the information.