They asked me to empty my savings, max out cards and then finally to take out a loan.

Quote from @Jed Butikofer: Quote from @Jonathan Greene:I think it's great that your plan for next year is just one investment property.

Some folks might decide the savings associated with the below market rent is worth not drinking Quote from @Jaheen Ahsan: Hello,So I bought my first house hack back in July, and I've been trying to find roommates for about 6 months or so and haven't quite had any luck.

Would love to hear what you’re focused on or planning!

https://treas-secure.state.mi....some things to keep in mind:-Non owner occupied properties pay 18 mils more in taxes in Michigan - Even with the SEV you should plan that the SEV will go up.

Eliminate debt, establish a budget, and save.

Good call, getting multiple bids is definitely the plan.

Avoiding errors and being educated on the laws can save time, money, and potential legal challenges.

I didnt mention I already have a trust and yes the plan was either to put those in the trust.

Three Months ago, low to mid 6's were available.Rates are going to continually fluctuate but if you have a way to earn 10+% on your capital, the TIME you are not using it is going to cost you way more than the extra .5% per year will.You are walking over dollars to save pennies if you are waiting for the perfect rate, half of the people who held out on getting mid 6's were waiting for high 5's.