Alas, I really appreciate you pointing out my error in wording as I need to start being a bit more careful how I choose my words (I've never had a "legal" type job before).  

My name is Jose Louis I'm a rookie investor from Naples,FL.

@Alex Craig  one part of my e book on buying out of area rentals goes into insurance and these very issues.I suspect this is going to get much worse before it gets better.. how do you rehab a house with the tenant in them.. maybe a light turn over thats it..this person looks like made a cardinal error in buying low end rental in bad neighborhood probably becasue the numbers looked so good..

Very little room for error.

This team was built from years of being in the construction business, being part of the Rhode Island Real Estate Investors Group and trial and error.  

I got an error trying to post their phone number, I'll PM you with it. 

Granted it could have been user error, but it seems like it just didn't adhere well to the glossy nature of the laminate.  

Over time the couple hundred in missed cash-flow becomes a rounding error.  

Don't do that.These people where horrible, not only crappy communication, telling me wrong dates and math errors on the closing docs; they did not record the deed, until I called them a month later and asked for a copy.

But on the average the errors might even out.