Finally, if your risk tolerance is low, the stress brought on your life could potentially outweigh the gains.

If you do so, you won't build the relationship, but you will have more experience to show when it's time to switch to that kind of loan.Thanks all for your thoughtsThe money you save going with conventional loans for as long as you can, far outweighs any relationship you may be building with a portfolio lender (spoken by a portfolio lender). 

But if the potential profit outweigh the risk, I may be able to convince one or two of my friends to invest with me at the property.3.

However, is the best approach investing in multiple properties in your hometown with high cashflow and high vacancies more beneficial and does it out weigh the stress of vacancies when you are getting started?

If you find an outlet for 75% you will likely pay for it in the rate, potentially outweighing the benefit.

After that, you’ll want to investigate commercial financing which is entirely different (mainly in a good way at this point) but I wouldn’t recommend starting out with a Corp/ commercial as the drawbacks likely outweigh the benefits until you’ve maxed out personally.

@Matthew Irish-Jones Keep your W2 job and do real estate on the side for a few years until it outweighs your W2 salary.

After all, there needs to be something positive about the area that outweighs the negative effects of crime if indicators signal appreciation momentum.I appreciate all your time you dedicated to helping me through this one.

Have you found the benefits have outweighed the challenges with Section 8?

There is plenty more money to be made in this area that will outweigh this less than ideal start for you.