Because they are epoxy bonded aggregate you can bond new aggregate on top of a chip and/or polish down burns or other damage.

But chipping away at it.

I recommend you pick 3 areas(without obsessing over it- just choose your top 3, in the next couple of days), find 1 really good local investment/buyer realtor in each location- talk with them about returns and trends of the market, get pre-qualified with a great mortgage broker, and then see where the chips fall.

FHA is not that much more trouble unless the property is very banged up (chipping paint, safety hazards etc).

My attorney in Raleigh is City of Oaks Law. 

Southern Oak- no STR2.

Here's some basic info about the property:Duplex located in the Historic Oaks part of old downtown.

Here's some basic info about the property:Duplex located in the Historic Oaks part of old downtown.

I found key renter, 1836 property management, stone oak management ..etc

All this info is really starting to stack the chips against the possibility of working a str into a condotel.