Not carrying water for State Farm here as I have plenty of issues with them but a slow leak is often not covered under any insurance policy. 

They often cover the downpayment with a loan that carries 0% interest. 

Carrying min deductibles as an investor doesn’t make sense, so don’t pay the extra premium for it.

But I suspect the deal can be structured that those that do no participate have to pay interest to those that do carry it forward ( the other investors).This thread just made me remember that one..

And what would be the best way to carry that conversation after the letter?

@Sree Todu,Your intuitions are dead right -- if you carry a note from your sale, the face value of that note is not automatically deferred with the 1031 exchange.  

Look for "as is" properties and ask the seller to carry the loan.

Yes, there may be a hint of trepidation at the onset – change often carries a tinge of uncertainty – but Shata firmly believes that AI will usher in a new era of innovation, much like how the rise of social media transformed traditional communication industries.So, what's the bottom line here?

However, I am hoping to know if anyone may have a referral for a solid lender who offers long-term financing (25-30 Yr Ams) who allows for a full CLTV seller carry behind their first.I understand the reasons why that vast majority of lenders do not allow this - trust me, I do.

Does your renovation cost take into account carrying cost for the duration of the rehab?