The big-ticket claims are for personal injury, but even those are low-risk.

They called and said they were thinking about cancelling because one of the parties had a minor injury occur and might not be able to enjoy their stay there and wanted to know if we could extend credit for another time in the fall possibly.  

lack of insurance could be more injurious than a tenant, unless that tenant is the source of action. 

#newbielandlord Start by talking to your insurance agent and ask what your liabilities are related to injuries from this type of equipment and event.

Lawsuit from tenants for personal injury!

Notified the lender and let them know that there were no injuries, we were collecting repair estimates, and a claim was filed. 5.

The problem is their credit is low in 500's so they are having a difficult time with the applications at many rentals.The backstory is husband is a 10+ year Marine veteran injured in Iraq who retired due to those injuries and his wife had cancer the Military hospital was unable to care for his wife so to save her they took out massive loans for the medical bills.My heart is hurting for this great family and I’m trying my best to help.

This will add an additional layer of protection if tenant (or his guest) were to file a lawsuit against you due to injury.

The following individuals may be covered under the SCRA:A full-time active-duty member of the Air Force, Army, Coast Guard, Marine, Navy, or Space Force.A reservist on active duty.A member of the National Guard on federal orders for a period of more than 30 days.A service member who is absent from duty for a lawful cause or because of illness, injury, or leave.A commissioned officer of the Public Health Service (PHS) or the National Oceanic and Atmospheric Administration (NOAA).A service member’s dependent may be eligible in certain situations.

Optional coverage you may included is Personal Injury (libel, slander, wrongful eviction, etc.), Water backup, cyber liability, Ordinance & law, Equipment breakdown, underground pipes, ...Look for an independant Agent that is licensed in PA and has multiple companies in PA.