One agent, Fletcher Thompson refused to join the association based on their prior racist policy of not accepting anyone of color during the 1960'sCase notes are here:- https://www.nar.realtor/legal/...Look up Thompson Brokers in Florida where you can access the MLS without paying fees to any association.

You can also just do a cash out refinance and prior to locking the rate use some equity to buy the rate down to where the loan cash flows the best.

While it still wasn't perfect, using a diverse array of spreadsheets and instruction gave me some confidence as to knowing if my analysis was in the ballpark.

Investors are tripped up when the prior owner changes the use without permitting the changes and in those instances a rental license is not attainable for the new unit counts.

Worked with him during this eviction and again when serving my tenants prior to selling the property.

The commission for the listing was negotiated between the seller and the FIRM prior to any offers being submitted.

It's a simple form and a few Docs that they require  prior to the fee request and Paying the fee obviously doesn't guarantee that they will approve the deal. 

Yes you should have that information prior to locking your rate. 

@David Lutz this is fantastic.I am a Realtor and was a mortgage broker for 11 years prior. 

Prior to last year was a whole ‘nother ballgame as I’m sure you know.