In terms of big impact on our costs, ice storms and large hail (grapefruit sized two years in a row) have affected us more than tornadoes.Our top concern was that we could not cover more than $1,000,000 in gross property value without going to underwriting which was much more complicated and expensive.

We all do.I am selling all my rentals in MS for example that I have owned that I bought for Gozone in 06 so owned them a little longer than 7 years .. but I can tell U it cost 5 to 15k per House to sell them before sales costs. ( commish etc.) so if they don't appreciate then you can just look at your 7 or 10 years of cash flow and deduct it and your IRR goes to next to nothing or negative if you do not have some price appreciation over time.. so I really don't subscribe to the appreciation is icing on the cake it is the cake you need it when U exit.

I like to focus on cash flow and look at appreciation as the icing on the cake.  

I always underwrite my deals at 40% and then if the actuals are better, that's icing on the cake.

I am ready to start cold calling owners in my targeted area, only I don't know what to say just to break the ice.

And then, if you do happen to get the property tax exemption, it's just icing on the cake.Happy to connect with you! 

If they happen to approve the higher density than you wanted then it's just icing on the cake.

It is more relaxed, emotional, and passive like water in ice form.

They have a trunk line made of sheet metal that runs down the center of the home.When we put that brand-new package unit on those metal trunk lines and that ice cold air hit them, condensation formed on the lines like a cold coke on a hot day causing the subfloors to get wet.The AC ran for months before the tenants noticed anything.

Is on the money with ice makers.