If you cannot yet refinance due to LTV or lack of 6 months title seasoning you can explain in detail.

Can you explain more about the bait and switch you are talking about?  

Can you explain why it would not be commercial MF?

Can you explain your analysis regarding why 0% down is risky in today's market?

Make sure it explicitly explains the process for termination if you are unhappy with their services, especially if they violate the terms of your agreement.3.

Can anyone explain me the pros and cons of each and what are some of the best banks lending at this current time in Florida?

I spent my W2 career running local governments and it is hard to explain to a lot of people who see the government as their be-all, end-all conduit to equity and fairness that much of what you might try to enact under the guise of good intentions actually comes back to bite the very people it's supposed to help.

He explains why he does not use blind offers for everything but also gives cases where he does. 

You don't have to paper it that way, but that is what it isCan you explain this a little more?

@Michael Plaks Let me use an example to explain my question.