I guess it's just too many factors to consider and it easy to get overwhelmed and cannot get accurate info and estimation when I conduct analysis (ex. property tax rate, insurance, maintenance fee, rent, repair, closing cost, etc.) 

My accountant was charging $100 each which I thought was a little high they are very simple if you have an easy platform .

From my experience: SMS has the best conversion but is the most regulated, so it depends on the rules in your market. 

Yup, this is exactly the reason that I wouldnt allow delegated correspondent - it's too easy to get greedy and gloss over red flags when you get paid to package and sell risk to your partners instead of bearing it yourself.

Quote from @Brandon Foster: Hello Ryan,STR is do able in the north county area but there are a lot of rules and regulations.The city of Oceanside right now will not allow anything STR unless it’s west of pacific coast hwy.This is changing a lot too so you need to be aware of that in your plans.Carlsbad is super strict too but there are some condos that are still available to do STR in.Medium term rentals are as safer bet but way less profitable.

Zillow has an easy application for them to fill out. it come back with a credit score and background info. 

These days, DSCR loans are really the go-to product for investors but many different lenders have overlays and specific sets of rules in their playbook.

Often it's a really easy fix or operator error that does not require a pro.

So, the rulings aren't necessarily as consistent as you would hope. 2.

I was very impressed with the communication and the easy process.