Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

We use two business models. (1) We charge $250 an hour for all entitlement work.

Those goals are very specific to my situation and not necessarily applicable to other investors. 

. - that were new when the S8 tenant moved in 1-2 years ago.Another challenge of finding S8 tenants is many EXPECT you to waive application fees and security deposits. 

If she wants to protect herself, tell her she can record the inspection with pictures, and you will give her a signed copy of the inspection sheet.Honestly, if you anticipate the charges to be less than $500, I would refund the deposit and be done with her.

So looks like direct ACH payments to Baselane are not a charge unless you use a card.

But your merchant will charge a fee for debit card transactions too.Bitcoin transaction fee are minimal.My comments:My credit card do not charge me any transactions fee.

Often you have to then chase them for application docs.

Latchel is trying to charge me for over $2,000 for something I have never approved.

I also am fine closing my purchase in cash, and refinancing shortly thereafter (or even down the road in 6-12 months).So for my questions:1) I've spoken with some mortgage brokers- they all seem to charge a lot of upfronts and are telling me I need to do a DSCR loan.