and the building/land is most likely going up in value, at least keeping pace with inflation and possibly doing even better as the location becomes more desirable. 

I am a teacher and I will be sharing this with my seniors the first day of class to set the pace for the entire year.

As far as the training, one of the pluses for me is that the course is online and self-paced so you can complete the training on your schedule. 

There are a few larger tests, 50/100 questions, I don't remember specifically off the top of my head because I haven't made it to one yet, but you can pretty much go at your own pace as long as you finish in 6 months.

Denver will continue to grow and real estate appreciate and rents increase (maybe not at the torrid pace of the past couple of years but go up none the less).

If you really want to succeed then you have pace yourself financially in marketing and budget for 6 months.

A guy comes out, looks it over, paces off the building and says, "I'll send you a bid."

I myself really enjoy it, it is very fast paced and it always keeps me on my toes.Good luck,Andres J.

They also probably offset the cost of the warranty by charging a significant premium for the work they did to get this note re-performing.Their warranty also states that they can replace your note with an equivalent note so if one fails and they don't want or have the money to give you your principal back they can just give you another note and buy themselves more time.Their business is also growing at a fast pace and they are betting the growth will offset any losses(low chance of them losing though after the premium, low volume of performing notes, and ability to replace notes) and the warranty helps grow it faster.This is how their warranty makes sense to me.

http://www.bloomberg.com/news/2013-11-21/americans-recover-home-equity-at-record-pace-mortgages.html